DBS Homes

tel: 01732 240555   email: info@dbshomes.co.uk



Denis Minns, Managing Director of DBS Homes wants to give credit where it is due

We all have credit records and some of us have a more chequered past than others. Today, details of our credit history are omnipresent and can be all-too easily sourced by those considering lending to us. It is all based on risk and reward - if you lend Mr Average a fiver, you have a 75% chance of getting it back. 


The wealthy, meanwhile, don’t have to worry. Not because they can easily maintain a good credit rating, but because they don’t need credit in the first place. While those who desperately need to borrow money, find it problematic. Need, unfortunately, is not what determines the allocation of credit. 


If we have the capacity and inclination to keep credit records on all our citizens, then I believe there should be another kind of record -. a ‘contribution record’.  Here, the scores of those who have made contributions to society by way of sacrifice of their time for charity or in gainful employment would be recorded, as a testament to their social payback; A way of restoring a bit of the collective balance in favour of the selfless. Not in order to judge those who don’t make such a contribution, but to reward those who do.


Something of this notion was expressed by Frank Field, the Labour MP for Birkenhead. He feels that: "benefits have to be earned rather than automatically allocated on need." Surely it would be fairer to allocate housing to those who have made a contribution to our own society over many years?



And that surely is our principal concern: Housing allocation. Housing authorities may have a points system for housing allocation, but these are based on need. Why not have a system that consults the contribution record? 


In the most part, land on which Affordable Housing is built, is paid for by the development of market housing. Provision is made on new homes developments for affordable housing to be built on behalf of Housing Associations, or a payment is made towards affordable housing elsewhere. Building costs, meanwhile, are met by grants from the Homes and Communities agency and Local Authorities. 


Developers undertake the construction of affordable housing to rigorous building codes and timescales. These homes, provided by our Housing Associations, offer economical, energy efficient and low-maintenance buildings for their occupiers. They are the best housing available and make a positive contribution to the reinvigoration of our communities. Let us then instead, provide these homes to those in society who make the most positive contribution too. We have too little subsidised housing to go round - let it be allocated to those who have earned it.

Latest Blogs

Who may hold the ultimate title? Don't just take our word for it, here is what one of our customers has to say Now it's time to deliver on the promise - More new homes Stamp Duty changes create a boom in self-build in Kent Self Build to Save Tax on Your New Home Denis Minns asks - Will Buy to Let attract another new tax? Urbanisation and globalisation are driving today's labour market Misguided Mansion tax is the Blunt instrument of envy What is the solution to housing affordability? Is shared ownership the answer to housing affordability? Town and Country planning associated publish their analysis of UK 2011 Census Bungalows Is it time to slacken the grey belt? With a chronic housing shortage should we make room for Micro homes? Are private house sale websites now the way to sell your home ? Self Build and save money House Building Boom Housing Markets better facilitate renting rather than ownership. How do we swing the balance back toward ownership? Housing is increasingly being seen as a growth driver for the economy The Government is sure it wishes to see more new houses built but seems far less sure how this is to be done ''They who now will bless the poor, shall yourselves find blessing.'' Carol - Good King Wenceslas Housing markets in United States have turned the corner. Housing starts have increased and there are signs too of rising house prices The Government has implemented a number of measures to increase House Building and getting Housing markets moving. Denis Minns offers House Buyers a Chance to Choose House building has become an expensive game of chance with less players willing to take the risk Am I a man more planned against than planning Denis Minns, Managing Director of DBS Homes wants to give credit where it is due Today, the green vision of Eco towns is stuck in the 'Brown' legacy of environmental red tape and regulation. 'Keen to be green'

Latest News

The ultimate bespoke home for purchaser Offset Stamp Duty to Design & Build your dream home DBS Homes' excellent reputation precedes them Birchwood & Sunningdale, Chelsfield Park - Coming Soon Surrey Collection Coming Soon A modern world in a period shell DBS Homes Housing Association - Shepway Today Wisteria in the Weald Purchasers find that quality shines through DBS Homes - Always thinking about tomorrow Choose an enviously green lifestyle in a DBS home Pinecroft - advertorial Oakwood, Otford - advertorial Stylish design & just 17 minutes from the city

© DBS Sevenaoks Limited 2017    
tel: 01732 240555       email: